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Institution / Product Name
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Interest Rate
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Balance Transfers
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Fees
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a
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a
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a
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Institution / Product Name
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Purchases
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Cash Advance
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Interest Rate
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Period |
Annual
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Late Payment
|
Interest Fee Days
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Rewards
|
More Info
Apply
|
|
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ANZ Balance Visa
-Fantastic low rate and rewards-Top pick low rate & rewards-Earn rewards on repayments |
13.99%
|
20.99%
|
0%
|
6 months
|
$57
|
$35
|
55
|
Yes
|
|
|
|
St.George Vertigo-Voted Australia's cheapest Credit Card -One of the lowest interest rates around-Bonus partner type rewards
|
11.89%
|
20.49%
|
0%
|
for 6 months
|
$45
|
$35
|
55
|
yes (Bonus Partners)
|
|
|
|
St.George Platinum-Your own Personal Concierge Service (24 /7)-Complimentary insurance**-Instant discounts with St.George Instant Benefits
|
14.25%
|
20.49%
|
3.99%
|
Up to 6 months
|
$89
|
$35
|
55
|
yes (Bonus Partners)
|
|
|
|
ANZ Low Rate MasterCard -Very competitive low interest rate on purchases-Low 0% on balance transfers for up to 6 months-Attractive low rate credit card offer
|
12.99%
|
20.99%
|
0%
|
6 months
|
$58
|
$35
|
55
|
No
|
|
|
|
Nab Low Rate Visa Card-Great low rate on purchases-Up to 6 months at 0% on balance transfers
|
12.95%
|
19.99%
|
0%
|
Up to 6 months
|
$49
|
$30
|
55
|
No
|
|
|
|
Aussie MasterCard-Special 0% balance transfer offer-One of Australia's lowest rate credit cards
|
11.99%
|
15.99%
|
0%
|
Up to 6 months
|
$49
|
$35
|
55
|
No
|
|
|
|
St.George Starts Low Stays Low-Low rate on purchases and cash advances-Top pick if you use your card for cash advances
|
12.99%
|
12.99%
|
12.99%
|
-
|
$59
|
$35
|
55
|
yes (Bonus Partners)
|
|
|
|
Citibank Clear -Special 0% balance transfer offer-Low late payment fee of $10
-Low 10.99% on purchases
|
11.99%
|
17.99%
|
0%
|
for 6 months
|
$65
|
$10
|
55
|
No
|
|
|
|
St.George Gold Low Rate -Comprehensive Overseas Travel Insurance** -Purchase Cover and Extended Warranty Insurance**
-Low 14.25%p.a* and $79 annual fee
|
14.25%
|
18.25%
|
-
|
-
|
$79
|
$35
|
55
|
Yes
|
|
|
|
Citibank Gold Card -Special 2.9% b/t offer for 18 months-No expiry on reward points-Points earned may be capped at 60K p.a.
|
20.24%
|
20.24%
|
2.9%
|
18 months
|
$119
|
$10
|
55
|
Yes
|
|
|
|
Citibank Platinum-Special 4.9% b/t offer life of balance-No expiry on reward points-Points earned may be capped at 120K p.a.
|
20.24%
|
20.24%
|
4.9%
|
Life of Balance
|
$250
|
$10
|
55
|
Yes
|
|
|
|
Citibank BP- Mastercard -Top pick fuel discount cards-Special 2.9% b/t offer for 12 months-5% off your petrol and everything else you buy at BP?-Max fuel rebate is $15 per cycle month
|
19.49%
|
19.49%
|
2.9%
|
12 months
|
$79
|
$10
|
55
|
Yes
|
|
|
|
Velocity NAB Standard Card-No cap or expiry on your Velocity Points-Voted best Bank rewards program
|
19.99%
|
19.99%
|
3.99%
|
up to 6 months
|
$65
|
$30
|
44
|
Yes
|
|
|
|
Velocity NAB Gold Card-No cap or expiry on your Velocity Points-Voted best Bank rewards program
|
19.99%
|
19.99%
|
3.99%
|
up to 6 months
|
$150
|
$30
|
44
|
Yes
|
|
|
|
American Express Platinum Card-Top Pick Big Spender-Free Domestic flight per year--No points capping or expiry-Voted best Non-Bank rewards program
|
19.14%
|
19.14%
|
6.9%
|
life of balance introductory offer
|
$395
|
$30
|
55
|
Yes
|
|
|
|
Qantas American Express Premium Card-Top Pick Big Spender-7,500 bonus points offer-No points capping or expiry-Voted best Non-Bank rewards program
|
19.89%
|
19.89%
|
6.9%
|
life of balance
|
$195
|
$30
|
55
|
Yes
|
|
|
|
Qantas American Express Premium Card-Top Pick Big Spender-7,500 bonus points offer-No points capping or expiry-Voted best Non-Bank rewards program
|
19.89%
|
19.89%
|
6.9%
|
life of balance
|
$395
|
$30
|
55
|
Yes
|
|
|
|
ANZ Frequent Flyer Visa-Special 2.9% balance transfer rate first 12 months-One of the best balance transfer offers in the market-Earn Qantas Frequent Flyer points
|
20.74%
|
20.74%
|
2.9%
|
First 12 months
|
$40
|
$35
|
44
|
Yes
|
|
|
|
ANZ Frequent Flyer Visa Gold-Special 2.9% balance transfer rate first 12 months-One of the best balance transfer offers in the market-Earn Qantas Frequent Flyer points
|
20.74%
|
20.74%
|
2.9%
|
First 12 months
|
$95
|
$35
|
55
|
Yes
|
|
|
|
ANZ Rewards Visa-Choose from a range of credit card rewards-Earn 1 point for every $1.50 spend-Holiday Rewards through Qantas, Virgin, Jet Star and REX
|
20.74%
|
20.74%
|
-
|
-
|
$26
|
$35
|
44
|
Yes
|
|
|
|
ANZ Rewards Visa Gold-Choose from a range of credit card rewards-Earn 1 point for every $1.50 spend-Holiday rewards through Qantas, Virgin, Jet Star and REX
|
20.74%
|
20.74%
|
-
|
-
|
$57
|
$35
|
55
|
Yes
|
|
|
|
NAB Visa Mini-Up to $120 cash back to your account each year-A low $24 annual card fee-Additional cardholder at no extra cost
|
19.74%
|
19.74%
|
5.9%
|
up to 6 months
|
$150
|
$24
|
30
|
Cash Back
|
|